The current interest rates for all savings and loan products are as follows:

 Saving Products 

S.N  Saving Product Name  Interest Rate Effective Since
 1  Group Savings  7.5% 1st Shrawan 2082
 2  Individual Savings  7.5% 1st Shrawan 2082
 3  Pension Savings  8.55% 1st Shrawan 2082
 4  Insurance Saving  7.5% 1st Shrawan 2082
 5  Welfare Fund Saving  7.5% 1st Shrawan 2082

The loan interest rates applicable for this quarter (Magh, Falgun and Chaitra) are as follows:

S.N

Loan Product Name

Changed Interest Rate
Avg. Base Rate
Premium
Interest Rate
Fixed Int. Rate
Service Charge

1

Micro Loan

13.53%

0.85%

14.38%

14.38%

1.3%

2

Micro Enterprise Loan

13.53%

0.85%

14.38%

14.38%

1.3%

3

Seasonal Loan

13.53%

0.85%

14.38%

14.38%

1.3%

4

Emergency Loan

13.53%

0.85%

14.38%

14.38%

1.3%

5

Disaster Loan

13.53%

0.85%

14.38%

14.38%

1.3%

*Note:

* The premium on the interest rate remains unchanged during the loan period.

* The fixed interest rate remains unchanged during the loan period.