The current interest rates for all savings and loan products are as follows:
Saving Products
| S.N | Saving Product Name | Interest Rate | Effective Since |
| 1 | Group Savings | 7.5% | 1st Shrawan 2082 |
| 2 | Individual Savings | 7.5% | 1st Shrawan 2082 |
| 3 | Pension Savings | 8.55% | 1st Shrawan 2082 |
| 4 | Insurance Saving | 7.5% | 1st Shrawan 2082 |
| 5 | Welfare Fund Saving | 7.5% | 1st Shrawan 2082 |
Loan Products
The loan interest rates applicable for this quarter (Kartik, Mangsir, and Poush) are as follows:
S.N |
Loan Product Name |
Changed Interest Rate | |||
Avg. Base Rate |
Premium |
Interest Rate |
Fixed Int. Rate |
||
1 |
Micro Loan |
13.65% |
1.07% |
14.72% |
14.72% |
2 |
Micro Enterprise Loan |
13.65% |
1.07% |
14.72% |
14.72% |
3 |
Seasonal Loan |
13.65% |
1.07% |
14.72% |
14.72% |
4 |
Emergency Loan |
13.65% |
1.07% |
14.72% |
14.72% |
5 |
Disaster Loan |
13.65% |
1.07% |
14.72% |
14.72% |
*Note:
* The premium on the interest rate remains unchanged during the loan period.
* The fixed interest rate remains unchanged during the loan period.
